Best FREE Rewards Credit Cards


If you aren’t using a credit card that earns you rewards, points or cashback – you are out of your mind!

It’s like getting FREE money, FREE travel and FREE merchandise!

I haven’t paid for airfare in years because I always use a credit card that earns miles to get FREE Airfare.  In fact, I ask my family and friends if I can charge large purchases for them to get the points and they just give me the cash to pay it.

I am one of those people that opens many new accounts to get the MASSIVE new account bonuses – they often are enough to pay for a flight on their own.

Check out the TOP FREE Travel Rewards cards here …

There’s even a card on the list that you get a 50,000 mile bonus!

Many cards now allow you to apply the miles toward any airline and even merchandise!

If travel isn’t your thing, there’s always the cashback cards – they give you a percentage of your purchases back as a FREE Cash Reward, or often you can apply it toward your account balance.

From my personal experience, you do get a little more for your money with the travel cards as opposed to the cashback cards.

Here are the BEST FREE Cash Rewards Credit Card …

You really NEED to have a FREE Reward Credit Card unless you are terrible at managing your credit.


FREE AFTER REBATE – PayPal Here Credit Card Reader

Free After Rebate PayPal Here Card Reader

Tiger Direct is offering FREE After Rebate PayPal Here Credit Card Readersicon through 9/30/14.

  • Get $15 in your account after signup
  • Simple 2.7% fee per US swipe transaction, no hidden or long-term commitments
  • Accept the most payment methods—credit cards, debit cards, checks, and PayPal
  • Get fast access to your funds—usually in just minutes (Checks may take up to six days)
  • Track cash payments and send invoices
  • 24/7 live customer support
  • Manage multiple users from the same account
  • 1% cash back on eligible purchases made with your PayPal merchant debit card

Regular price is $14.99 but you will get $15 refunded back to your PayPal account making it FREE!

Expiration 9/30/14
Limit 3
Store Tiger Direct
Amount $15
Rebate Form Through PayPal
Shipping  ~$4.30

Combine with other FREE After Rebate offers from Tiger Direct to minimize shipping.


PLUS a Double Dip Tip ► get 1% back with Ebates or earn points with MyPoints!

►►► FREE After Rebate ◄◄◄

3 FREE Credit Card Readers and Apps for Smartphones


You can get paid by credit card anywhere as long as you have a smartphone and a FREE credit card reader.  Technology is awesome!

These FREE credit card readers are perfect for small businesses, vendors at farmer’s markets and craft or trade shows, garage salesand even personal payments (for those friends that owe you money but never seem to have any cash on hand – just let them know that you now gladly accept credit cards!).

There are 3 FREE Readers to choose from – PayPal Here, Square, Quickbooks/Intuit GoPayment.

Compare Rates and Fees of Credit Card Readers for Smartphones.

PayPal Here FREE 2.70% None 3.5% + 15¢
Square FREE 2.75% None 3.5% + 15¢
Quickbooks GoPayment FREE 2.40% 25¢ 3.40%

PLUS ALL 3 FREE Readers offer –

  • FREE Smartphone App
  • No Contract
  • No Sign Up Fee
  • No Monthly Fees
  • No Activation Fee
  • No Inactivity Fees
  • No Cancellation Fee
  • No Chargeback Fees
  • No Bank Routing Fees
  • Acceptance of ALL Major Credit Cards – Visa, MasterCard, Discover and American Express debit and credit cards
  • Next Day Payment

When you compare FREE Credit Card apps, at first glance, Quickbooks GoPayment appears to be the best rate.  But, if you add the transaction fee in, it may not be.  I would recommend this reader for larger transactions.

For smaller transactions, PayPal Here is the best bet.

FREE Credit Card Stuff


5 Nights in Hawaii – How to go to Hawaii for FREE – FREE Hawaii Vacation




In case you didn’t know, I love Hawaii AND I am a miles and points junkie AND I ♥ FREE!

This is my latest deal that I want to share with you.

The Starwood Preferred Guest (SPG) American Express Card is the signature credit card for Starwood Hotels which includes Sheraton, St. Regis, W Hotels, Westin, Element, Four Points, aloft and The Luxury Collection.  There are properties throughout the US and the world.

When you apply for and are approved for the Starwood Preferred Guest American Express Card you will receive

  • 25,000 Starpoints after you make $3,000 in purchases within the first 3 months of Card Membership

It is fee FREE for the first year as well.

So, I got my SPG Amex Card a few months back and have been charging EVERYTHING on it. My goal was to reach 40,000 miles.  I DID IT!

Now comes the fun part – FREE Hotel Nights!  That combined 25,000 points + 15,000 points for my purchases and hotel stays(total of 40,000) will earn me 5 FREE Nights at the Sheraton Kona Resort & Spa at Keauhou Bay!  It’s a direct oceanfront hotel.  The room is normally $223 per night so it’s worth well over $1,000 and I’m staying for FREE!  Crazy Cool!

Look at this place – that’s the Sheraton Kona


There are a ton of places that I could have chosen to stay FREE for 5 nights instead including

  • W San Diego
  • The Westin Denver Downtown
  • Walt Disney World Dolphin or Swan in Orlando, Florida
  • Le Méridien Dallas, The Stoneleigh
  • Element Las Vegas Summerlin

Even International Hotels

  • Sheraton Beijing Dongcheng Hotel
  • Sheraton Fiji Resort
  • Four Points by Sheraton Sydney, Darling Harbour
  • Aloft London Excel

There a many to choose from – check out the list


I’m flying FREE too – compliments of my USBank FlexPerks Visa Card

► 12 Ways to Fly FREE Faster with Miles